Group Term Life - Standard

  • Humble ISD provides Group Basic Life & Accidental Death & Dismemberment Insurance paid by the district in the amount of $10,000.  Group life insurance allows you to purchase affordable life insurance on yourself and your spouse.

    This year, the only employee guaranteed issue amount is six (6) times your salary or $300,000. Spouse guaranteed issue amount is $50,000. An Evidence of Insurability (EOI) is required if electing more than the guaranteed issue amounts. The maximum election for child life is $10,000.

    This term insurance is only available if you are actively employed by Humble ISD.

    During open enrollment, employees currently enrolled in Additional Life or Spouse Life may increase their benefit up to the guarantee issue amounts without submitting an EOI. New hires may apply for amounts up to the guarantee issue without an EOI within 31 days from the date of eligibility.

    Employees enrolling in the coverage after the first 31 days of their employment will be subject to insurability and are required to complete the health questionnaire prior to cover being issued.


    Definition of a Member - Active Humble ISD employee and regularly working at least 20 hours each week. You are not a member if you are a temporary/seasonal employee, a full-time member of the Armed Services, leased employee, or independent contractor.

    Waiting Period - If you are already a member on the date the group policy is effective, you are eligible on that date. If you become a member after the group policy effective date, you are eligible on the first day of the month that follows the date you become a member. On new coverage under this plan, you must be at work for one full day for coverage to start after the plan year begins.


    Beneficiary Designation

    Importance of Updating Beneficiaries 

    Beneficiary Designation FAQ 


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