Critical Illness - Metlife

  • If you experience an event such as a heart attack or stroke, Critical Illness Insurance can help. It pays a lump sum amount to help with expenses that may not be covered by major medical insurance - house payments, lost income, and more.

    Highlights include:

    • Lump sum amounts of $10,000, $20,000, or $30,000, offered guaranteed issue for employees and their spouse. Children are eligible for 25% of the employee benefit amount.
    • Pre-exisitng conditions will not be covered for six(6) months, except for heart attack or stroke
    • Recurrence benefit will apply to certain illnesses

    Specific Rates according to benefit election are available in person with a representative or online.

    Covered Illnesses include:

    • Heart attack
    • Stroke
    • Major organ transplant
    • Alzheimer's Disease
    • Kidney failure
    • Coronary Artery Bypass Graft
    • 22 other conditions -Partial Benefits


    Critical Illness Claim Form 

    Critical Illness Plan Summary


    Contact MetLife at 1-800-438-6388


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