Cancer Insurance

  • A cancer diagnosis is impactful physically, emotionally, and financially. Cancer insurance can help alleviate some of the financial burden, allowing you to focus on health and wellbeing.

    Premiums are made through convenient payroll deductions, and benefit payments are made directly to you, so that you can use funds for copays, hospital stays, experimental treatment, or personal expenses such as groceries, rent, or household expenses.

    Individuals on the plan for 12 months or longer will not be subject to pre-existing condition limitations. However, individuals with pre-existing conditions are limited to a 3/12 condition exclusion. That means that any illness that you have been treated for (or for which treatment was recommended) in the three months prior to coverage by the plan becoming effective will not be covered under the policy for the first 12 months. 

    The plan is portable - you can continue enrollment after separation from Humble ISD.

Advantage Plan

    • Radiation/Chemotherapy treatments are actual-cost covered up to $100 per day
    • Experimental treatments are covered at $100 per day
    • Hospital confinement is covered at $100 per day (first 30 days)
    • Ambulance benefits are covered at $500 per trip, with a limit of two trips per hospital confinement
    • Hospice is covered at $100

    Advantage Plan Monthly Premiums:

    Coverage Tier Monthly Premium
    Employee Only  $12.90
    Employee+Spouse $20.30
    Employee+Child(ren) $15.20
    Employee+Family $22.60

Premier Plan

  • Premium Plan Feature:

    • Radiation/Chemotherapy treatments are actual cost covered up to $400 per day
    • Experimental treatments are covered at $300 per day
    • Hospital intensive care: $400/day for first 30 days, $600/day for 31+ days
    • Hospital confinement is covered at $200 per day for first 30 days
    • Ambulance benefits are covered at $500 per trip, with a limit of two trips per hospital confinement
    • Hospice is covered at $100 per day
    • Premier includes an Intensive Care Unit (ICU) rider that will pay $500 daily for up to 45 days if you are confined to the ICU for another reason other than cancer.

     Premium Plan Monthly Rates:

    Coverage Tier Premium
    Employee Only  $24.36
    Employee+Spouse $39.10
    Employee+Child(ren) $27.54
    Employee+Family $42.28